Nat Gould

Will of Josiah Richardson Saunders 1753-1827

Summary

(Copy from Chester)

This is the Last Will and Testament of me Josiah Richardson Saunders of Ardwick Place within the Parish of Manchester in the County of Lancaster Merchant which I do make publish and declare whilst I am of sound mind memory and understanding in manner and form following that is to say First I do will and direct that all my just debts funeral expenses and the Costs and Charges of this my Will and the Probate thereof shall be first paid and discharged out of my Personal Estate with all convenient speed after my decease and it is my Will and mind and I do order and direct that I may be buried in a Fresh Erected Vault near to my Fathers monument at the Parish Church of Caverswall in the County of Stafford and that a good and substantial monument be erected over my body with a proper and suitable inscription thereon to my Memory and that a good and substantial Iron Palisading be put and placed round the said Monument to keep and preserve the same from injury or damage and I do give and bequeath to Edward Loyd of Manchester aforesaid Banker Lewis Loyd of the city of London Banker and Joseph Richardson of Nunwick Hall in the county of Westmoreland Esqr and the Survivors and Survivor of them the Sum of Five hundred pounds of lawful money of Great Britain In trust and to the intent to pay the same in manner hereinafter mentioned that is to say In trust that they and he do pay the Sum of one hundred pounds part of the said Sum of Five hundred pounds to the Treasurer of a Society who call themselves Trustees of the Public Infirmary and Dispensary in Manchester aforesaid the Sum of one hundred pounds other part thereof to such person as shall at the time of my decease be the Treasurer of the House of Recovery in Manchester aforesaid the Sum of one hundred pounds other part thereof to such person as shall at the time of my decease be the Treasurer of the Lying in Hospital in Manchester aforesaid the Sum of one hundred pounds other part to such person as shall at the time of my decease be the Treasurer of the School in Granby Row within Manchester aforesaid for the Education of the poor in the Principals [[sic] of the Established Church and the Sum of one hundred pounds the remaining part thereof to such person as shall at the time of my decease be the Treasurer of the Manchester and Salford Auxilliary Bible Society which paid Sum I charge upon my Personal Estate and order that they shall be paid out of the same and applied to the use of and towards carrying on the good and charitable designs of the said Infirmary and Dispensary House of Recovery Lying in Hospital School and Bible Society respectively and I do desire devise and bequeath unto the said Edward Loyd Lewis Loyd and Joseph Richardson and the survivors or the survivor and the executors and administrators of such Survivor Twenty thousand pounds Stock in the three per cent Consolidated annuities now standing in my name being part of my Funded property in that Stock upon trust to keep and continue the same out of Interest upon the present Government Security and pay and apply the interest dividends and annual proceeds thereof from time to time and as the same shall be received unto my Sister Mary Gould and her assigns to and for her and their own use and benefit for and during the term of her natural life and from and immediately after [[the decease of my said Sister Mary Gould in case she shall survive me or from and immediately after inserted] my decease in case she shall depart this life in my lifetime I do give and bequeath the Twenty thousand Stock in the three per Cent Consolidated annuities unto my said Trustees the said Edward Loyd Lewis Loyd and Joseph Richardson and the survivors and survivor of them and the Executors and administrators of such Survivor Upon Trust to keep and continue the same out at interest upon the present Government Security and to permit and suffer the interest dividends and annual proceeds thereof Subject to the direction hereinafter contained respecting the payment thereof to accumulate until [[after deleted] the death of the present husband of my Niece Mrs: Mary Gillum or until her death or in case the other event of separation shall take place as hereinafter mentioned which ever shall first happen and the same accumulated interest dividends and annual proceeds to become principal and to be added to the Twenty thousand pounds Stock and to be invested and placed out at Interest upon the like Security and upon further trust from and after the decease of the present husband of my Niece Mary Gillum in case she shall survive him or from and after the decease of my said Sister Mary Gould and provided my said Niece Mary Gillum shall survive both of them to pay and apply the interest dividends and annual proceeds of the said Twenty thousand pounds Stock and of the accumulated interest dividends and annual proceeds thereof formed and become principal money into the proper hands of the said Mary Gillum or of such person or persons as she shall appoint to receive the same on her behalf for and during the term of her natural life provided always that in case my said Niece Mary Gillum and her present husband shall at any time or times during this and her life be separated and shall live separate and apart from each other then and in such case I hereby declare it to be my further will and mind and I do order and direct that the interest dividends and annual proceeds of the said Twenty thousand pounds Stock and of the then accumulated interest dividends and proceeds thereof formed and become principal money shall during the time and continuance of such separation or separations respectively (but not longer) be paid into the proper hands of the said Mary Gillum or of such person or persons as she shall appoint to receive the same on her behalf as a maintenance for her during the time of such separation or separations respectively and I do further will order and direct that the said interest dividends and annual proceeds directed to be paid to my said Niece Mary Gillum shall be paid to and received by the said Mary Gillum to and for her own sole and separate use and benefit notwithstanding her present or any future Coverture independant and free from the debts engagements and control of her present or any future husband she may happen to marry and wherewith he shall not intermeddle and interfere and that the receipt or receipts of the said Mary Gillum alone for the said interest dividends and annual proceeds or of such person or persons as she shall or may from time to time appoint to receive the same on her behalf by writing under her hand shall alone and only notwithstanding her present or any future husband be a good and sufficient or good and sufficient discharges for the same nevertheless I do will and direct and declare that the said Mary Gillum shall not assign or transfer over or otherwise part with or dispose of the said annual interest dividends and proceeds by way of anticipation or of Sale Mortgage or other disposition thereof and from and immediately after the decease of the said Mary Gillum leaving any lawful Child or Children her surviving I do will and direct that the interest dividends and annual proceeds of the said Twenty thousand pounds Stock and of all accumulated Interest dividends and annual proceeds thereof so directed to become principal as aforesaid or a sufficient or competent part thereof shall be paid and applied In and for and towards the maintenance education bringing up and support of all each and every the lawful Child and Children of the said Mary Gillum until they shall respectively attain to the age of twenty one years or day or days of marriage and as they shall respectively attain to the said age of twenty one years or shall be married whichever shall first happen I do give and bequeath the same Twenty thousand pounds Stock and all accumulated Interest dividends and proceeds thereof unto and equally and amongst all and every the lawful Child and Children of the said Mary Gillum so attaining to the said age of twenty one years or be married share and share alike if more than one and if only one then the whole to such one alone to and for his her or their respective own use and benefit the same to be an interest or interests in him her or their vested upon his her or their respective attainment or attainments to the age of twenty one years or day or days of marriage whichever shall first happen and to be paid to him her or them respectively or his her or their respective Executors administrators or assigns on the first of these events happening provided the said Mary Gillum shall be then dead and if living then immediately upon her death and in Case any one or more of the Child or Children of the said Mary Gillum shall depart this life under the age of twenty one years and unmarried then and in such case I do give and bequeath the share or shares which would have vested in such Child or Children so directed as aforesaid as well accruing as original unto and equally between and amongst the survivors and survivor and other of them share and share alike the same accruing share and shares to be vested in and payable and paid to him her or them or his her or their Executors administrators or assigns at such time and in such manner and the Interest dividends and annual proceeds thereof in the meantime to be paid and applied in like manner as is or are hereinbefore directed and declared concerning his her or their respective original share or shares provided always that in case the said Mary Gillum shall depart this life without having any lawful Child or Children who shall attain to the age of twenty one years or be married then and in such case I do give and bequeath the said Sum of Twenty thousand pounds Stock and all accumulated Interest Dividends and annual proceeds thereof after the death of the said Mary Gould and the said Mary Gillum and her Child or Children if any under age and unmarried unto the said Joseph Richardson John Richardson late of Keswick in the County of Cumberland but now residing with me The Reverend Thomas Westmoreland of Sandal Magna in the County of York and Thomas Richardson of Culgaith in the said County of Cumberland Gentleman equally to be divided between and amongst them share and share alike and to their respective Executors administrators or assigns to and for their respective own use and benefit and I do give and bequeath the Sum of Five hundred pounds unto Ann Sewell the Wife of Joseph Sewell of Culgaith in the said County of Cumberland her Executors administrators and assigns for her and their own use and benefit absolutely and I do also give and bequeath the like Sum of Five hundred pounds to Mary Ann Sewell the youngest daughter of the said Joseph Sewell and Ann his Wife her Executors administrators and assigns for her and their own use and benefit and I do give and bequeath unto the said Joseph Richardson of Nunwick Hall aforesaid one of my Trustees his Executors administrators and assigns the Sum of Two thousand pounds Stock in the three per Cent Consolidated annuities being a further part of my Property in that Stock and now standing in my name to and for his and their own use and benefit in addition to the contingent share hereinbefore by me given and bequeathed to him of and in the Twenty thousand pounds Stock in case of the death of my Niece Mary Gillum without having any Child or Children attaining the age of twenty one years or being married and I do also give and bequeath unto each of the Misses Hannah Richardson and Sarah Richardson the Daughters of John Richardson of Culgaith aforesaid Gentleman and their respective Executors administrators and assigns the Sum of Five hundred pounds Stock in the three per Cent Consolidated annuities being further part of my Property in that Stock now standing in my name to and for her and their respective own use and benefit and I do give and bequeath the Sum of Two thousand pounds stock in the three per Cent Consolidated annuities being other part of my Property in that Stock and now standing in my name unto the said John Richardson late of Keswick in the County of Cumberland Gentleman son of the late Paul Richardson of Culgaith aforesaid Gentleman and now residing with me as aforesaid his Executors administrators and assigns to and for his her and their own use and benefit in addition to the contingent share hereinbefore by me given and bequeathed to him of and in the said Twenty thousand pounds Stock in case of the death of my Niece Mary Gillum without issue attaining twenty one years or marriage as aforesaid and I do also give and bequeath the Sum of Five thousand pounds stock being a further part of my funded Property in the New four per Cent Reduced Stock now standing in my name unto Paul Westmoreland of Culgaith aforesaid Gentleman the Brother of the said Thomas Westmoreland his Executors administrators and assigns to and for his and their own use and benefit and I do also give and bequeath unto Elizabeth Westmoreland and Jane Westmoreland the Sisters of the said Joseph Thomas and Paul Westmoreland and their respective Executors administrators and assigns the Sum of Five hundred pounds each of Stock being further parts of my Stock in the new four per Cent reduced Stock and standing in my name to and for her and their respective own use and benefit and I do hereby also give and bequeath unto Mrs Mary Gedling and Mrs Sarah Benson the Sisters of the said Elizabeth and Jane Westmoreland and to each of them and to their respective Executors administrators and assigns the Sum of Five hundred pounds Stock being other part of my property now standing in my name in the New four per Cent reduced Stock to and for their respective own use and benefit and I do give and bequeath to the said John Richardson of Culgaith aforesaid Gentleman and to his Son Thomas Richardson and to their respective Executors administrators and assigns the Sum of Five hundred pounds each of Stock being other part of my funded Property now standing in my name in the New four per Cent Reduced Stock to and for their respective own use and benefit and I do also give and bequeath to Mrs Richardson the Wife of my Trustee the said Joseph Richardson the Sum of Five hundred pounds Sterling of lawful money of Great Britain to and for her own sole and separate use and benefit notwithstanding her present or any future Coverture and free from the Debts Engagements or Control of her present or any future husband and wherewith he shall not intermeddle or interfere and I do will and declare that her receipt alone notwithstanding Coverture shall be a good and sufficient discharge for the same and that she shall have power to give and dispose of the same by Will if she think proper so to do otherwise the same shall remain to her Executors administrators and assigns and I do also give and bequeath unto Elizabeth Richardson and Holliday Richardson two of the Children of the said Joseph Richardson in Trust and to their respective Executors administrators and assigns the Sum of Two hundred pounds Sterling each the same to be paid and payable to him and her respectively on his and her respective attainment to the age of twenty years or day or days of marriage whichever shall first happen to and for their respective own use and benefit but in case either of them shall depart this life under the age of twenty one years and unmarried then and in such case I do give and bequeath the Legacy or Sum of Two hundred pounds of such of them so dying unto the other of them to and for his and her own use and benefit such accruing Legacy or Sum to be paid and payable at the same time as her or his original share and I do also give and bequeath unto my said Trustees the said Edward Loyd Lewis Loyd and Joseph Richardson the Survivors or the Survivor and the Executors and administrators of such Survivor the Sum of Four thousand pounds Sterling Upon Trust to put and place the same out at Interest upon Government Real Security or Securities and call in again and alter change and transpose the Security and Securities thereof from time to time as often as they or the interest ??? or his discretion shall think proper and necessary and do and shall pay and apply the Interest Dividends and annual proceeds thereof into the proper hands of my Niece the said Mary Gillum in addition to the provision hereinbefore made for her or of such person or persons as she shall from time to time appoint to receive the same on her behalf for and during the term of her natural life to and for her own sole and separate use and benefit notwithstanding her present or any future Coverture independant of and free from the debts engagements and control of her present or any future husband she may happen to marry and wherewith he shall not intermeddle or interfere and I direct that the receipt and receipts of the said Mary Gillum alone for the said interest dividends and annual proceeds or of such person or persons as she shall or may from time to time appoint to receive the same on her behalf by writing under her hand shall alone and only and notwithstanding her present or any future Coverture be a good and sufficient discharge and good and sufficient discharges for the same Nevertheless I do will and declare that the said Mary [[Ann deleted] Gillum shall not assign or transfer over or otherwise part with or dispose of the said Interest Dividends and annual proceeds hereby given to and for her own use and benefit by way of anticipation thereof or of Sale Mortgage or other disposition thereof and from and immediately after the decease of the said Mary Gillum leaving any lawful Child or Children her surviving I do will and direct that the interest dividends and annual proceeds of the said Sum of Four thousand pounds or a sufficient and competent part thereof shall be paid and applied in for and towards the maintenance education bringing up and support of all each and every lawful Child of the said Mary Gillum until they shall respectively attain to the age of twenty one years or day or days of marriage and as they shall respectively attain to the said age of twenty one years or shall be married whichever shall first happen I do give and bequeath the same Sum of Four thousand pounds and all accumulations of interest dividends and proceeds thereof unto and equally between and amongst all and every the lawful Child or Children of the said Mary Gillum so attaining the said age of twenty one years or being married share and share alike if more than one and if only one then to such one alone to and for his her or their respective own use and benefit in addition to the provision hereinbefore made for them as aforesaid the same to be an interest or interests in him her or them vested upon his her or their respective attainment or attainments to the age of twenty one years or day or days of marriage whichever shall first happen to be paid to him her or them respectively or his her or their respective executors administrators or assigns on the first of these events happening provided the said Mary Gillum shall be then dead and if living then immediately upon her death and in case any one or more of the Child or Children of the said Mary Gillum shall depart this life under the age of twenty one years and unmarried than and in such case I do give and bequeath the share or shares which would have vested in such Child or Children so dying as aforesaid as well accruing as original unto and equally between amongst the Survivors and Survivor or other of them share and share alike the same accruing share and shares to be vested in and payable and paid to him her or them or his her executors administrators and assigns at such time and in such manner and the Interests Dividends and annual Proceeds thereof in the meantime to be paid and applied in like manner as is or are hereinbefore directed and declared concerning his her or their respective original share or shares providing always that in case the said Mary Gillum shall depart this life without having any lawful Child or Children who shall attain to the age of twenty one years or be married then from and immediately after the death of the said Mary Gillum without leaving any Child or Children her surviving or leaving such her surviving then from and immediately after the decease of such issue under age and unmarried I do give and bequeath the said Sum of Four thousand pounds and all accumulated interest dividends and proceeds thereof unappropriated and which to become principal unto the said Joseph Richardson John Richardson now residing with me Thomas Westmoreland and Thomas Richardson equally to be divided amongst them or such of them as shall be then living and I do give and bequeath unto the said Mary Ann Sewell my Gold Watch with the Chain Seals Key and other things affixed and appertaining thereto together with my Profile set in Gold to and for her own use and benefit and I do give and bequeath unto my sister the said Mary Gould all and every my Household Goods Furniture Beds Bedding Plates China Books Library Pictures except the said Profile and Gold Watch Linen Wearing Apparel Wine Liquors Spirits Horses Carriage Cart Silver Watch Rings Brooches together with all the Cash and ready money which may be within my Dwellinghouse or upon my person at the time of my decease and also all and every the Victuals and Provisions which may be in my Dwellinghouse at the time of my decease to and for her own use and benefit and I do will and direct that all and every my Servants Male and Female in my Dwellinghouse and who shall be in my Service and employ at the time of my decease shall have and I do hereby give and bequeath to each of them a decent Suit of Mourning the same to be given to each of them immediately upon my decease and I do direct my executors to purchase the same for them accordingly and I do give and bequeath the Sum of Ten pounds of lawful money of Great Britain to such person as shall be Vicar of Caverswall in the County of Stafford at the time of my decease and for his own use and benefit and to such person as shall be the Clerk of the said Parish Church of Caverswall aforesaid at the time of my decease the Sum of Two Pounds Sterling to and for his own use and benefit the same Legacies to the said Vicar and Clerk to be paid to their use respectively as soon as can conveniently may be after my decease and I do also give and bequeath to such person as shall be Vicar of Caverswall at the time of my decease the further Sum of Ten Pounds the which to be paid to him immediately after my decease or so soon afterwards as conveniently may be upon Trust and to the interest and purpose that such Vicar do and shall pay distribute and divide the same last mentioned Sum of Ten Pounds unto and amongst such persons within his Vicarage as he may consider to be poor and proper and fit objects of Charity in Sums not exceeding twenty shillings to one person and I do further will order and direct that the sum of Money amounting to Thirty nine pounds eight shillings and one penny which stands in my ledger to the credit of and as owing to Thomas Rogers formerly my Bookkeeper at the time of his leaving my service shall be paid to him by my Executors or whoever he may demand the same back I do will order and direct that no more than the said sum of Thirty nine pounds Eight Shillings and one penny shall be paid to him that sum being the whole amount of what I really and truly believe to be due and owing to him and I do give and bequeath the said Edward Loyd one of my Trustees and Executors the Legacy or Sum of Two thousand pounds of lawful Money of Great Britain and to the said Joseph Richardson my other trustee and executor one hundred Pounds also to each of them a Mourning ring of the value of Five pounds and five shillings each and I do order and direct my Executors to purchase such rings of that value accordingly and I do also give and bequeath to Mary Ann Ricketts of Medford in the County of Stafford now Lady St Vincent to Mr Ricketts her present husband now Lord St Vincent and to Harriett the Sister of the said Mary Ann Ricketts a mourning ring each of the value of five pounds and five shillings a piece and I do order and direct my Executors to purchase such Rings of that value for them accordingly and I do also give and bequeath unto John Walker of Manchester aforesaid Solicitor the Legacy or Sum of Fifty pounds of lawful money of Great Britain and also a Mourning Ring of the value of Five pounds and five shillings to and for his own use and benefit and I order and direct my Executors to purchase a mourning Ring of that value for the said John Walker and I do give and bequeath all that my Croft Close field or parcel of Land or Ground that is lying and being in Ardwick aforesaid and near or adjoining to a certain Street there called Cook Street and also all other my Messuages Lands Tenements Heredit[[ament]s and Real Estate whatsoever and wheresoever and all that my share and interest in the Messuage or Building and Premises in Mosley Street in Manchester aforesaid called the Portico and also all and the Rest Residue and Remainder of my Personal Estate and Effects whatsoever and wheresoever and of what nature and kind soever not otherwise in this my will disposed of unto the said James Brierley Lewis Loyd and Joseph Richardson their heirs Executors administrators and assigns according to the nature and quality thereof and for and during my Estate and interest therein respectively to for and upon such uses trusts interests and purposes and subjects to such powers provision and conditions as are in and by this my Will contained limited expressed or declared of and concerning the same that is to say to the use and behoof of Randle Richardson the Eldest Son of my Trustee Joseph Richardson his heirs Executors administrators and assigns according to the nature and quality thereof and for and during my Estate and Interest therein respectively to and for his and their use and benefit for ever upon this express condition nevertheless that the said Randle Richardson shall take and assume upon him and continue to use the surname of “Saunders” and bear the Coat of Arms of my Family and shall in all Deeds Writings letters and other instruments be styled or called by the name of “Saunders” and set and subscribe and with this our name “Saunders” to all and every such Deeds Writings and instruments and upon his attaining to the age of twenty years or within a reasonable time afterwards apply to the proper authority to have use and take such name and arms and have the same duly registered and exemplified accordingly and in default thereof the said Randle Richardson shall not have or take any benefit estate or interest from or under or by virtue of this my Will or the Residuary Devise or bequest herein contained Provided always and I do and will direct that my said Trustees Edward Loyd Lewis Loyd and Joseph Richardson and the Survivors and Survivor of them and their Executors administrators of such Survivor shall convert the said Residue and Remainder of my Personal Estate and Effects into money and place the same out at interest upon Real or Government Security or Securities until the said Randle Richardson shall attain the age of twenty one years and call in and again replace out the same and alter change and transpose the Security or Securities thereof at Pleasure and also collect and receive the Rents Issues and Profits of my said Real Estate and do and shall pay and apply the Interest Dividends and annual Proceeds of the said Personal Estate and also the Rents Issues and Profits of the Real Estate and other Premises or a sufficient or competent part thereof as they or he in their or his discretion may think sufficient and necessary in the maintenance education bringing up and support of the said Randle Richardson until he shall attain to the said age of twenty one years provided always that in case the said Randle Richardson shall depart this life under the age of twenty one years without leaving any lawful Child or Children of his body him surviving or in case the said Randle Richardson shall not take and assume and continue to use the name of “Saunders” in manner before directed and shall not bear the arms of my Family then and in either of such cases I do give and bequeath all that and those my said Real Estate and all the rest residue and remainder of my Personal Estate and Effects and all other the heredit[[ament]s Effects and Premises hereinbefore given devised and bequeathed to the use and benefit of the said Randle Richardson unto and to the use of his Brother the said Holliday Richardson his heirs Executors administrators and assigns for ever according to the nature and quality thereof and for and during all my Estate and Interest therein to and for his and their own use and behoof for ever nevertheless upon the same Condition that the said Holliday Richardson shall take and assume upon him and continue to use the surname of “Saunders” and bear the Coat of Arms of my Family in the same way in all respects as is hereinbefore mentioned expressed and contained with respect to the said Randle Richardson and in default thereof the said Holliday Richardson shall not have or take any benefit Estate or interest from or under this my Will or the Residuary devise and bequest herein contained and in that case I do hereby give devise and bequeath my said Real Estate and the said Rest Residue and Remainder of my said Personal Estate and Effects in manner and in the shares and proportions hereinafter limited expressed and declared of and concerning the same that is to say I do give devise and bequeath one equal third part or share the whole into three equal parts or shares to be divided of and in my said Real Estate and the said Rest Residue and Remainder of my said Personal Estate and effects unto all and every the Child or Children of Paul Richardson late of Culgaith aforesaid now deceased who shall be then living and the issue of such of them as shall be then dead leaving issue surviving the same to be equally divided between and amongst such Children and such Issue respectively share and share alike as tenants in common and not as joint tenants if more than one and if only one the whole to such one alone and to their his and her respective heirs Executors administrators and assigns according to the nature and quality thereof and for and during all the Estate and Interest in respectively to and for their his and her own respective use and benefit nevertheless I do will order and direct that the issue of any deceased Child or Children of the said Paul Richardson deceased shall take and be entitled only to the share or shares which their his or her parent or parents would have taken or been entitled to if living the same to be equally divided between and amongst them share and share alike as tenants in common and not as joint tenants if more than one and if only one the whole to such one alone and to their his or her respective heirs Executors administrators and assigns respectively to and for their his and her own respective use and benefit and I do give devise and bequeath one other equal third part or share the whole into three equal parts or shares to be divided of and in my said Real Estate and the said rest residue and remainder of my Personal Estate and Effects unto all and every the Child or Children of John Richardson of Culgaith aforesaid Gentleman before named who shall be then living and thereafter to be lawfully begotten and the Issue of such of them as shall be then dead leaving issue surviving the same to be equally divided between and amongst such Children and such issue respectively share and share alike as tenants in common and not as joint tenants if more than one and if only one the whole to such one alone and to their his and her respective heirs Executors administrators and assigns according to the nature and quality thereof and for and during all the estate and interest therein respectively to and for their his and her own respective use and benefit nevertheless I do will order and direct that the issue of any deceased Child or Children of the said John Richardson shall take and be entitled only to the share or shares which their or his or her parent or parents would have taken or been entitled to if living the same to be equally divided between and amongst such issue share and share alike as tenants in common and not as joint tenants if more than one and if only one the whole to such one alone and to their his or her respective heirs Executors administrators and assigns to and for their his and her own respective use and benefit and I do give devise and bequeath the remaining equal third part or share of and in the said real estate and the said rest residue and remainder of the said Personal Estate and Effects unto the lawful Child or all and every the lawful Children of Joseph Westmoreland of Culgaith aforesaid Gentleman who shall be then living and thereafter to be lawfully begotten and the issue of such of them as shall be then dead leaving issue surviving the same to be equally divided between and amongst such Children and such Issue respectively share and share alike as tenants in common and not as joint tenants if more than one and if only one the whole to such one alone and to their his and her respective heirs Executors administrators and assigns as according to the nature and quality thereof and for and during all the Estate and interest therein respectively to and for their his and her own respective use and benefit Nevertheless I do will order and direct that the Issue of any deceased Child or Children of the said Joseph Westmoreland shall take and be entitled only to the share or shares which their his or her Parent or Parents would have taken or been entitled to if living the same to be equally divided between and amongst such issue respectively share and share alike as tenants in common and not as joint tenants if more than one and if only one the whole to such one alone and to their his and her respective heirs Executors administrators and assigns as according to the nature and quality thereof and for and during all the estate and interest therein respectively to and for their his and her own respective use and benefit nevertheless I do will order and direct that the issue of any deceased Child or Children of the said Joseph Westmoreland shall take and be entitled only to the share and shares which their his or her parent or parents would have taken or been entitled to if living the same to be equally divided between and amongst such issue share and share alike as tenants in common and not as joint tenants if more than one and if only one the whole to such one alone and to their his or her respective heirs Executors administrators and assigns to and for their his and her own respective own use and benefit provided always and I do hereby declare it to be my further will and mind that the share or shares which the said Mrs Mary Gedling and Mrs Sarah Benson shall respectively become entitled to of and in unpaid Real Estate and the rest residue and remainder of my Personal Estate under the provisions devises and bequests lastly before contained as being Daughters of the said Joseph Westmoreland shall respectively be vested in my said Trustees the said Edward Loyd Lewis Loyd and Joseph Richardson their heirs Executors and administrators Upon Trust to put and place the said Personal Estate and Effects out at interest upon Government or Real Security or Securities and to call in and again replace out the same and alter change and transpose the Security or Securities thereof from time to time as they or him in their or his discretion shall think proper and necessary and I do and shall pay and apply the interest dividends and annual proceeds of their respective shares of and in the said [[person and --- and respective and inserted] Real Estate into the proper hands of the said Mary Gedling and Sarah Benson or of such person or persons as they may from time to time by writing under their respective hands appoint to receive the same on their respective behalfs for and during the term of their respective natural lives to and for their respective own sole and separate use and benefit notwithstanding their present or any future Coverture respectively and free from the Debts Engagements management or control of their respective present or any future husband or husbands and wherewith they or he shall not intermeddle or interfere and I do will and declare that the receipt and receipts of the said Mary Gedling and Sarah Benson respectively for their respective shares of and in the said interest dividends rents issues and annual proceeds or of such person or persons as they may respectively from time to time by writing under their respective hands appoint to receive the same on their respective behalfs shall only and notwithstanding Coverture be a good and sufficient discharge or good and sufficient discharges for so much of their respective interest dividends rents issues and annual proceeds as shall in such receipt or receipts be expressed to be received Nevertheless I do will and declare that the said Mary Gedling and Sarah Benson or either of them shall not assign or transfer over or otherwise dispose of or part with the said Interest dividends rents issues and annual proceeds hereby directed to be paid to them respectively as aforesaid by way of anticipation thereof or of Sale Mortgage or other disposition thereof and when and so soon as the said Mary Gedling and Sarah Benson shall respectively depart this life I do give their respective share or shares of and in the said Real [Real repeated] Estate and there [[sic] residue and remainder of the said Personal Estate unto and equally between and amongst their respective Child or Children attaining to the age of twenty one years or being married share and share alike if more than one and if only one the whole to such one alone and to their his or her respective heirs Executors administrators and assigns respectively to and for their his or her own respective own use and benefit the same to be an interest or interests in them him or her vested upon his her or their respective attainment or attainments to the age of twenty one years or day or days of marriage whichever shall first happen the interest dividends rents issues and annual proceeds thereof respectively to be paid and applied in for and towards the maintenance education bringing up and support of the said respective Child or Children of the said Mary Gedling and Sarah Benson respectively until their respective share shall be payable and paid with all benefit of Survivorship equally between and amongst their respective Brothers and Sisters in case any or them shall depart this life under the age of twenty one years and unmarried and I do hereby give devise and bequeath unto the said Edward Loyd Lewis Loyd and Joseph Richardson their heirs Executors administrators and assigns all and singular the Messuage Lands Tenements and Heredit[ament]s and all Real and Personal Estate whatsoever which now is or are at the time of my decease shall be vested in me by way of Mortgage either in fee or for a term or terms of years or otherwise in trust for any person or persons whomsoever with their and every of their appurt[enance]s To Hold the same unto and to the use of the said Edward Loyd Lewis Loyd and Joseph Richardson their heirs Executors administrators and assigns according to the tenure nature and quality of the same Estate respectively for ever or for all my Estate and interest therein of whatever nature nevertheless upon and for the trusts intents and purposes and subject to the right or Equity of redemption which shall be subsisting or capable of taking effect in or upon such Estates respectively at the time of my decease and to convey and dispose of the legal and trust Estate and interest therein accordingly provided always and I do hereby declare that if the Trustees appointed by this my Will or to be appointed as hereinafter mentioned or any of them or their or any of their heirs Executors administrators and assigns shall happen to die or be desirous of being discharged from or refuse or decline or be incapable to act in the trusts hereby in them respectively reposed as aforesaid before the said trusts shall be fully executed Then and in such case and when and so often as the same shall happen it shall and may be lawful to and for my said Trustees or Trustee for the time being his heirs Executors administrators and assigns according to the nature of the said premises in their of his discretion by any Deed or Deeds Instrument or Instruments in writing to be by them or him sealed and delivered in the presence of and attested by one or more credible Witness or Witnesses from time to time to nominate substitute or appoint any person or persons to be a Trustee or Trustees in the place of the Trustee or Trustees so dying or desiring to be discharged or refusing declining or becoming incapable to act as aforesaid and when and so often as any new Trustee or Trustees shall be nominated and appointed as aforesaid all the Trusts Estates Monies and Premises the Trustee or Trustees whereof shall so die or desire to be discharged or refuse or decline or become incapable to act as aforesaid shall be thereupon with all convenient speed conveyed assigned and transferred in such sort and manner and so as that the same shall and may be legally and effectually vested in the person or persons so appointed as aforesaid either solely or jointly with the surviving or continuing Trustee or Trustees as occasion shall require To the uses and upon and for the trusts interests and purposes hereinbefore expressed and declared of and concerning the same or such of them as shall be then subsisting undetermined and capable of taking effect and the person or persons so to be appointed as aforesaid shall have all the powers and authorities of the Trustee or Trustees in which room he or they shall be substituted as fully to all interests and purposes as if such person or persons had been originally named in the trusts of this my will and I do hereby revoke all former other will and wills by me at any time heretofore made and I do hereby nominate constitute and appoint the said Edward Loyd Lewis Loyd and Joseph Richardson Executors of this my last Will and Testament and I do hereby will order and direct that my Trustees and Executors do and shall when and as the monies which shall from time to time come to their or any of their hands under this my will shall amount to one hundred pounds or upwards put place and deposit the same in the Bank of Messrs. Jones Lloyd & Co. Manchester until the same shall be placed out at interest upon Real or Government Security or Securities according to the trusts and directions in this my Will expressed and contained Provided always and it is my Will and mind that my said Trustees and Executors Edward Loyd Lewis Loyd and Joseph Richardson their Executors administrators and assigns and the Trustee or Trustees to be appointed for the proviso for that purpose hereinbefore contained shall be charged and chargeable only with and for such monies as they or he shall or may respectively actually receive by virtue of the trusts hereby in them reposed or shall they or either of them be answerable or accountable for the said Messrs. Jones Lloyd & Co. or for any other banker with whom or in whose hands any part of the said Trust Monies shall or may be deposited or lodged for safe custody or otherwise in the execution of any of the trusts hereinbefore mentioned nor shall they or either or any of them be at any time answerable or accountable for the insufficiency or deficiency of any Real Security or Securities Stocks or Funds in or upon which the Trust monies or any part thereof shall or may be placed out or invested nor for any other loss which may happen to the aforesaid Trust monies and premises except the same respectively shall happen by or through their own wilful default respectively and that the one of them shall not be answerable or accountable for the others or other of them or for the acts deeds defaults receipts or disbursements of the other of them notwithstanding they or any of them shall join in any receipts for conformity but each of them for the acts deeds defaults receipts and disbursements of himself only and also that they the said Edward Loyd Lewis Loyd and Joseph Richardson their and his Executors administrators and assigns shall and may buy and out of the monies which or may come to their or his hands by virtue of the trusts aforesaid retain to and reimburse themselves and himself all Costs Charges damages and expences which they or he shall or may respectively suffer sustain expend disburse be at or be put unto in or about the execution of the trusts hereby in them reposed or in relation thereunto In Witness Whereof I the said Josiah Richardson Saunders the Testator have to this my last Will and Testament contained in twenty one sheets of paper set my hand and seal that is to say to the first twenty sheets thereof of my hand and to the twenty first and last sheet thereof my hand and seal this 17th. day of January in the year of our Lord 1827. J R Saunders LS signed sealed published and declared by the said Josiah Richardson Saunders the Testator as and for his last will and testament in the presence of us who at his request and in his presence and in the presence of each other have hereinto subscribed our names as witnesses to attest the execution thereof John Webster John Andrew Joseph Andrew Clerks to Mr. John Walker Sol[[icito]r Manchester

This is a Codicil to the last Will and Testament of me Josiah Richardson Saunders I give and bequeath the Sum of Four hundred Pounds Stock in the three per Cent Consolidated annuities and a mourning ring of the value of five pounds and five shillings under my worthy friend Lewis Loyd of the City of London Banker his Executors administrators and assigns for his and their own use and benefit and I give and bequeath the sum of fifty pounds and a mourning of the value aforesaid unto John Lees of Manchester Merchant my Successor in Trade for his own use and benefit and I give and bequeath unto William Parker of Ardwick Son of Colonel Parker now of Lancaster the Sum of Fifty pounds and a mourning ring of the value aforesaid for his own use and benefit and I desire my Executors to purchase rings of the value aforesaid accordingly and I desire this to be taken as a Codicil to my last Will In Witness Whereof I have to this Codicil written on pages of two sheets of paper set my hand and seal to wit my hand to the first sheet hereof and my hand and seal to the latter sheet thereof this 17th. day of January in the year of our Lord 1827. J R Saunders LS signed Sealed published and declared by the Testator as a Codicil to his last Will and Testament in the presence of us who at his request and in his presence and in the presence of each other have hereunto set our hands as witnesses John Webster John Andrew Joseph Andrew

The before written Will and Codicil were both duly signed and resealed republished and redeclared by the said Josiah Richardson Saunders as and for his last Will and Testament and Codicil thereto the name Edward Loyd being first written upon as an Erasure entirely throughout the said Will wherever the same occurs in the presence of us who at his request and in his presence and in the presence of each other have hereunto subscribed our names as witnesses to the execution thereof this 15th. day of February 1827. John Webster John Andrew James Barratt Clerks to Mr. John Walker

Proved at London (with a Codicil) 18th March 1828 before the Judge by the oaths of Edward Loyd Lewis Loyd and Joseph Richardson Esqrs. the Executors to whom administration was granted they having been first sworn the said Edward Loyd and Joseph Richardson (by Commission) and the said Lewis Loyd before the Worshipful Jesse Addams Dr. of Laws and Surrogate duly to administer.